Long Term Care Associates —
Trusted Professional Advisors
Long Term Care Associates specializes in helping individuals to plan for a future Long Term Care event. We also work with CPAs, attorneys, financial planners, and small business owners to assist their clients and employees with planning this important safeguard.
As independent insurance agents we are able to offer each individual the best protection plan for their needs, without allegiance or obligation to any particular provider.
Serving the Eugene/Springfield area since 1996, we are in the business to stay. As members of the Eugene Chamber of Commerce and several industry specific organizations, we pride ourselves on being leaders in our industry and active, productive community members.
Our primary goal is to protect our client's lifestyle, independence, and assets through the use of Long Term Care insurance. There is no cost for a consultation. We will guide you through the purchasing process, designing a plan specifically for your needs, and follow through with personalized service.
Bette is an RN and Certified Case Manager with a background in rehabilitation nursing. Founder of Long Term Care Associates, she has worked in this area for more than 30 years.
Kim’s background is in nursing-home administration and real estate. She is a "new native" of Eugene – moving here in 2007, she’s already well established in Eugene/Springfield's professional and artistic communities.
Both Bette and Kim hold the CLTC designation — accredited by the Corporation for Long Term Care. CLTC graduates have completed a rigorous multi-disciplinary course that is recognized by state regulators. The National Academy of Elder Law Attorneys also support this course and certification.
At least 70% of people over age 65 will require some long-term care services at some point in their lives. Of those who have long-term care needs, 41% are under age 65.
Care in a skilled facility can cost from $32,000 to $88,000 per year. Adult Day Care averages approximately $61 per day, and the cost for in-home care by a Home Health Aide is about $25 per hour.
Especially if a person starts young, LTC insurance can be among the most affordable of all insurance. Even in later years, the price of a 3 to 5 year long term care plan can easily be exceeded by the cost of a single year's home care.
Organizational Ties
- American Association of Long Term Care Insurance
- National Association of Insurance and Financial Advisors
- Financial Planners Association
- Willamette Valley Case Managers Association
- Alzheimer's Association
- Senior & Professional Information Network
- Partners to Improve End of Life Care